These documents describe what the app actually does. They have not yet been reviewed by a lawyer, and they are not legal advice — that review happens before launch.
1.What we collect#
Only what you enter: income, expenses, savings, assets, liabilities, and the settings that shape your calculation. An account adds an email address or an Apple identifier. There is no tracking pixel and no advertising network.
2.We never connect to your bank#
There is no bank integration, no Plaid, no open-banking link, and no screen anywhere in the app that asks for banking credentials. Balances exist because you typed them.
3.Receipts are read on your device#
Receipt scanning uses Apple's Vision framework on the phone itself. The image is read locally and is never uploaded for recognition. A copy is stored only if you tick “keep the image” when saving the expense — that setting is off by default, and leaving it off means the photo never leaves your device.
5.Your rights#
You can export everything you have entered, correct it, or delete your account outright. Deletion removes your records rather than flagging them hidden. If you are in the EU or UK you also have the right to object, to restrict processing, and to complain to your supervisory authority.
6.How long we keep it#
For as long as your account exists. Delete the account and the records go with it, apart from anything we are legally required to retain — which for this product is nothing beyond ordinary server logs, kept briefly.
7.Contact#
Privacy questions and data requests go to the address published on the site. We answer within the statutory period rather than at our convenience.